Renovation feasibility

Know whether the renovation budget can actually build the scope.

ScopeIQ combines the borrower's budget, guided property photos, cost benchmarks and the draw schedule into a reviewable feasibility report.

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Contractor and owner reviewing plans inside a framed renovation
Borrower photographing a renovated kitchen with a phone

For borrowers

A guided walkthrough from their phone.

Room-by-room prompts tell borrowers exactly what to capture. Photos queue offline and upload when a connection returns.

Loan officer reviewing a renovation budget on a laptop

For lenders

Every budget line, checked against the evidence.

Reviewers see the scope of work, photos, benchmarks and draw schedule side by side, then sign off on a versioned report.

Upload the budget

CSV or XLSX line items are normalized and reconciled against the document total before analysis.

Borrower walkthrough

A guided, room-by-room photo inspection on the borrower's iPhone — works offline and resumes interrupted uploads.

Benchmark & stress test

Deterministic comparisons to cost benchmarks, missing-scope checks, and base / moderate / severe scenarios.

Front-loading check

Cumulative draws versus earned value at each milestone, with lender-set tolerances.

Human review

Reviewers accept, reject or modify every recommendation. Revisions create a new version.

Tenant isolation

Row-level security and private, signed file access. Lenders never see each other's records.